In today’s economy, building wealth isn’t just about saving money—it’s about making smart financial moves. Whether you’re in your 20s or approaching retirement, there are powerful strategies you can start using now to grow your wealth steadily and secure your future. 1. Refinance Your Mortgage to Lower Interest Rates With interest rates fluctuating, 2025 is a great time to explore mortgage refinancing options. A lower rate can save you tens of thousands over the life of your loan.   Use online mortgage refinance calculators to see your savings.   Best for homeowners with good credit and equity.   Get the…